- Customer defines first party vehicle damage level
(e.g. $2,000) to trigger a TSI Low Impact Collision Review
where injuries are reported
- Accurate Collision Information to be provided by
e-mail to TSI:
- First and third party collision reports;
- Clear CRC and/or appraisal photographs of
the vehicles;
- Claimant and other statements;
- TSI will train claims staff with respect
to questions to cover during the interviews, so that
a collision analysis can be made without having to
re-interview;
- TSI will train appraisal staff on vehicle
photography.
- TSI Tasks
- Analyze the vehicle damages in the photographs
of insured and third party vehicles and compare these
damages to the reported sequence of events, occupant
movements, reported injuries and the statement content.
The analysis will reference TSI and other crash test
results in similar collision circumstances where
applicable;
- Deliver opinion by e-mail to the claims representative
within 24 hours of the receipt of the above information
outlining:
- Whether the extent and profile of the contact
damage of the vehicles in the photographs of the
insured and third party vehicles are consistent with
one another;
- Whether the extent and profile of the contact
damage of the vehicles in the photographs of the
insured and third party vehicles are consistent with
the reported sequence of events and statement content;
- The likely severity of the impact forces,
the likely resulting movements of vehicle occupants,
and why – a kinematics analysis;
- A recommendation as to whether a full reconstruction
report is needed to provide a comprehensive expert
opinion.
- TSI Price Plus GST
- Collision Review: $600.00
- First and third party vehicle photographs
and measurements in the GTA, if instructed: $100
per vehicle.
- Insurer Benefits
- The claims handler will be better equipped
to handle accident benefits and tort claims effectively
with initial TSI expert information;
- Medical examiners will have the opportunity
to understand objectively the likely severity of
the impact forces and the likely resulting movements
of the claimant;
- Evidence often overlooked at the front-end
of a claim will be preserved for future use, if necessary.
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